A chart of accounts that splits where your return splits
Design the chart around the questions you ask each month and the lines your 2025 return already has. Where the return splits an expense in two, your accounts should split it too.
Latest from the desks
Bookkeeper cost depends more on your books than the rate
A bookkeeper's salary is not what one costs you, and a freelancer's rate is not either. The in-house figure built from BLS data, and the six counts any monthly quote is priced on.
Reconcile your budget vs actual to the cash that left your account
A month can beat its budget and still leave the bank lower than it started. Four outflows never reach a profit and loss budget, and an eight-row bridge shows which one took the cash.
Cash vs accrual accounting comes down to the balances only accrual keeps
Accrual books hold six balances cash books never record. Each opening figure comes from a document, the first month looks wrong without them, and for 2026 the IRS line that forces the switch sits at $32 million.
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A short round-up at the start of every month: the numbers worth watching, what changed in tax and reporting, and the guidance behind it.